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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,574 | $85,024-72.3% | $70,544-66.6% | $139,466-83.1% |
| Participation rate | 75.0% | 73.9%+1.1pp | 68.4%+6.6pp | 80.3%-5.3pp |
| Annual return | 8.66% | 30.39%-21.7pp | 32.79%-24.1pp | 373.66%-365.0pp |
| Employer contribution / active EE | $3,347 | $3,912-14.4% | $2,976+12.5% | $4,754-29.6% |
| Participant deferral / active EE | $9,406 | $5,891+59.7% | $4,568+105.9% | $6,712+40.1% |
| Admin fee / account holder | $47,449 | $8,928+431.5% | $6,427+638.3% | $11,409+315.9% |