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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,793 | $96,524-62.9% | $75,900-52.8% | $152,909-76.6% |
| Participation rate | 72.7% | 76.2%-3.5pp | 69.3%+3.4pp | 82.5%-9.7pp |
| Annual return | 18.85% | 33.93%-15.1pp | 30.73%-11.9pp | 345.46%-326.6pp |
| Employer contribution / active EE | $1,649 | $3,311-50.2% | $2,501-34.1% | $4,764-65.4% |
| Participant deferral / active EE | $4,909 | $4,554+7.8% | $3,604+36.2% | $5,851-16.1% |
| Admin fee / account holder | $438 | $8,082-94.6% | $5,421-91.9% | $11,601-96.2% |