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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,477 | $48,053+254.8% | $84,628+101.4% | $72,975+133.6% |
| Participation rate | 28.6% | 57.6%-29.0pp | 68.2%-39.7pp | 69.5%-40.9pp |
| Annual return | 17.64% | 37.39%-19.7pp | 258.80%-241.2pp | 81.01%-63.4pp |
| Employer contribution / active EE | $727 | $1,602-54.6% | $2,653-72.6% | $2,440-70.2% |
| Participant deferral / active EE | $2,135 | $2,681-20.3% | $3,900-45.2% | $3,608-40.8% |
| Admin fee / account holder | $152 | $3,395-95.5% | $4,914-96.9% | $5,124-97.0% |