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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,080 | $43,075+150.9% | $74,577+44.9% | $62,881+71.9% |
| Participation rate | 28.1% | 58.1%-29.9pp | 68.1%-40.0pp | 69.3%-41.2pp |
| Annual return | 5.49% | 17.50%-12.0pp | 20.47%-15.0pp | 20.14%-14.7pp |
| Employer contribution / active EE | $695 | $1,498-53.6% | $2,525-72.5% | $2,281-69.5% |
| Participant deferral / active EE | $2,231 | $2,389-6.6% | $3,458-35.5% | $3,203-30.3% |
| Admin fee / account holder | $124 | $2,840-95.6% | $4,138-97.0% | $4,296-97.1% |