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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,029 | $47,848+182.2% | $81,473+65.7% | $70,126+92.6% |
| Participation rate | 27.3% | 58.3%-31.0pp | 68.0%-40.7pp | 69.5%-42.3pp |
| Annual return | 15.73% | 27.25%-11.5pp | 38.78%-23.1pp | 73.15%-57.4pp |
| Employer contribution / active EE | $768 | $1,527-49.7% | $2,568-70.1% | $2,343-67.2% |
| Participant deferral / active EE | $2,248 | $2,453-8.4% | $3,537-36.4% | $3,332-32.5% |
| Admin fee / account holder | $132 | $3,145-95.8% | $4,561-97.1% | $4,645-97.1% |