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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,128 | $211,239-42.2% | $178,528-31.6% | $145,877-16.3% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 4.80% | 30.22%-25.4pp | 27.11%-22.3pp | 551.28%-546.5pp |
| Employer contribution / active EE | $3,347 | $4,570-26.8% | $3,950-15.3% | $4,663-28.2% |
| Participant deferral / active EE | $5,485 | $6,963-21.2% | $6,278-12.6% | $6,691-18.0% |
| Admin fee / account holder | $155,288 | $12,095+1183.9% | $10,419+1390.4% | $13,402+1058.7% |