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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,128 | $211,224-42.2% | $178,505-31.6% | $145,897-16.3% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 4.80% | 30.28%-25.5pp | 27.16%-22.4pp | 552.29%-547.5pp |
| Employer contribution / active EE | $3,347 | $4,577-26.9% | $3,955-15.4% | $4,663-28.2% |
| Participant deferral / active EE | $5,485 | $6,966-21.3% | $6,280-12.7% | $6,689-18.0% |
| Admin fee / account holder | $155,288 | $12,109+1182.4% | $10,428+1389.2% | $13,390+1059.7% |