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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,372 | $196,972-34.8% | $182,262-29.6% | $198,609-35.4% |
| Participation rate | 63.2% | 85.7%-22.5pp | 84.2%-21.1pp | 82.4%-19.2pp |
| Annual return | 16.94% | 158.27%-141.3pp | 140.60%-123.7pp | 202.70%-185.8pp |
| Employer contribution / active EE | $2,548 | $5,364-52.5% | $5,046-49.5% | $5,055-49.6% |
| Participant deferral / active EE | $4,442 | $8,643-48.6% | $8,276-46.3% | $6,977-36.3% |
| Admin fee / account holder | $6,642 | $18,429-64.0% | $16,712-60.3% | $19,030-65.1% |