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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,372 | $162,136-20.8% | $152,301-15.7% | $154,746-17.0% |
| Participation rate | 63.2% | 84.1%-20.9pp | 82.4%-19.3pp | 80.7%-17.5pp |
| Annual return | 16.94% | 91.02%-74.1pp | 80.50%-63.6pp | 172.34%-155.4pp |
| Employer contribution / active EE | $2,548 | $4,890-47.9% | $4,624-44.9% | $4,379-41.8% |
| Participant deferral / active EE | $4,442 | $8,341-46.7% | $8,004-44.5% | $6,730-34.0% |
| Admin fee / account holder | $6,642 | $15,759-57.9% | $14,398-53.9% | $14,365-53.8% |