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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,372 | $154,228-16.8% | $145,433-11.7% | $137,256-6.5% |
| Participation rate | 63.2% | 83.8%-20.6pp | 82.1%-19.0pp | 80.0%-16.8pp |
| Annual return | 16.94% | 74.59%-57.6pp | 66.58%-49.6pp | 220.34%-203.4pp |
| Employer contribution / active EE | $2,548 | $4,804-47.0% | $4,554-44.1% | $4,156-38.7% |
| Participant deferral / active EE | $4,442 | $8,216-45.9% | $7,897-43.8% | $6,407-30.7% |
| Admin fee / account holder | $6,642 | $14,344-53.7% | $13,129-49.4% | $12,270-45.9% |