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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,832 | $162,136+34.4% | $152,301+43.0% | $154,746+40.8% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 11.51% | 91.02%-79.5pp | 80.50%-69.0pp | 172.34%-160.8pp |
| Employer contribution / active EE | $2,592 | $4,890-47.0% | $4,624-44.0% | $4,379-40.8% |
| Participant deferral / active EE | $9,845 | $8,341+18.0% | $8,004+23.0% | $6,730+46.3% |
| Admin fee / account holder | $31,619 | $15,759+100.6% | $14,398+119.6% | $14,365+120.1% |