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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,876 | $72,177+68.9% | $115,038+5.9% | $59,633+104.4% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -3.50% | 12.02%-15.5pp | 26.14%-29.6pp | 2041.45%-2045.0pp |
| Employer contribution / active EE | $7,895 | $2,841+177.9% | $4,608+71.3% | $2,203+258.4% |
| Participant deferral / active EE | $6,420 | $4,783+34.2% | $6,026+6.5% | $3,192+101.2% |
| Admin fee / account holder | $31,627 | $4,927+541.9% | $8,175+286.9% | $4,297+636.0% |