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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,284 | $76,551+55.8% | $123,894-3.7% | $62,881+89.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 5.79% | 18.68%-12.9pp | 47.52%-41.7pp | 20.14%-14.4pp |
| Employer contribution / active EE | $7,317 | $2,882+153.9% | $4,617+58.5% | $2,281+220.8% |
| Participant deferral / active EE | $6,280 | $4,840+29.8% | $5,984+4.9% | $3,203+96.1% |
| Admin fee / account holder | $16,054 | $4,826+232.7% | $8,357+92.1% | $4,296+273.7% |