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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,442 | $110,240+124.5% | $96,544+156.3% | $139,487+77.4% |
| Participation rate | 80.0% | 78.1%+1.9pp | 76.0%+4.0pp | 80.3%-0.3pp |
| Annual return | 10.75% | 26.41%-15.7pp | 25.88%-15.1pp | 373.84%-363.1pp |
| Employer contribution / active EE | $4,253 | $3,622+17.4% | $2,966+43.4% | $4,755-10.5% |
| Participant deferral / active EE | $6,000 | $5,549+8.1% | $4,851+23.7% | $6,713-10.6% |
| Admin fee / account holder | $3,058 | $11,602-73.6% | $8,254-63.0% | $11,407-73.2% |