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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,815 | $124,346+96.1% | $111,308+119.0% | $167,536+45.5% |
| Participation rate | 83.3% | 79.6%+3.7pp | 77.3%+6.0pp | 82.1%+1.2pp |
| Annual return | 13.66% | 37.45%-23.8pp | 54.67%-41.0pp | 478.82%-465.2pp |
| Employer contribution / active EE | $2,978 | $3,437-13.4% | $2,732+9.0% | $4,839-38.5% |
| Participant deferral / active EE | $5,653 | $5,182+9.1% | $4,487+26.0% | $6,342-10.9% |
| Admin fee / account holder | $686 | $10,621-93.5% | $7,965-91.4% | $12,315-94.4% |