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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,820 | $112,131+66.6% | $95,964+94.7% | $158,982+17.5% |
| Participation rate | 66.7% | 79.0%-12.3pp | 77.1%-10.4pp | 82.0%-15.3pp |
| Annual return | 13.06% | 171.19%-158.1pp | 91.64%-78.6pp | 302.99%-289.9pp |
| Employer contribution / active EE | $2,808 | $3,199-12.2% | $2,541+10.5% | $4,763-41.0% |
| Participant deferral / active EE | $5,501 | $4,784+15.0% | $4,167+32.0% | $5,983-8.1% |
| Admin fee / account holder | $0 | $10,136-100.0% | $6,797-100.0% | $11,252-100.0% |