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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,780 | $105,867-21.8% | $90,760-8.8% | $134,532-38.5% |
| Participation rate | 62.5% | 78.3%-15.8pp | 75.7%-13.2pp | 81.2%-18.7pp |
| Annual return | -11.33% | -10.99%-0.3pp | -12.16%+0.8pp | 418.27%-429.6pp |
| Employer contribution / active EE | $971 | $3,464-72.0% | $2,922-66.8% | $4,741-79.5% |
| Participant deferral / active EE | $2,746 | $5,217-47.4% | $4,565-39.8% | $6,401-57.1% |
| Admin fee / account holder | $2,157 | $13,936-84.5% | $8,444-74.5% | $11,429-81.1% |