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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,894 | $99,032-39.5% | $80,022-25.2% | $135,380-55.8% |
| Participation rate | 63.2% | 78.4%-15.2pp | 75.8%-12.7pp | 82.6%-19.5pp |
| Annual return | -6.62% | 15.39%-22.0pp | 11.22%-17.8pp | 519.81%-526.4pp |
| Employer contribution / active EE | $532 | $3,043-82.5% | $2,468-78.4% | $4,779-88.9% |
| Participant deferral / active EE | $1,242 | $4,282-71.0% | $3,686-66.3% | $5,609-77.9% |
| Admin fee / account holder | $1,134 | $10,436-89.1% | $6,521-82.6% | $10,828-89.5% |