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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,529 | $99,079-58.1% | $78,002-46.8% | $273,972-84.8% |
| Participation rate | 65.0% | 78.6%-13.6pp | 75.5%-10.5pp | 83.0%-18.0pp |
| Annual return | 5.37% | 217.93%-212.6pp | 425.99%-420.6pp | 41.46%-36.1pp |
| Employer contribution / active EE | $643 | $3,308-80.5% | $2,470-74.0% | $4,869-86.8% |
| Participant deferral / active EE | $1,370 | $4,306-68.2% | $3,497-60.8% | $5,287-74.1% |
| Admin fee / account holder | $9,394 | $8,954+4.9% | $5,481+71.4% | $10,133-7.3% |