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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,570 | $77,814+246.4% | $158,223+70.4% | $86,983+209.9% |
| Participation rate | 78.1% | 68.4%+9.7pp | 79.2%-1.1pp | 69.5%+8.6pp |
| Annual return | 12.33% | 30.54%-18.2pp | 52.09%-39.8pp | 25.83%-13.5pp |
| Employer contribution / active EE | $6,743 | $2,592+160.1% | $4,109+64.1% | $2,584+160.9% |
| Participant deferral / active EE | $8,449 | $3,270+158.4% | $5,467+54.6% | $4,194+101.5% |
| Admin fee / account holder | $33,339 | $5,879+467.1% | $16,047+107.8% | $7,856+324.4% |