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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,570 | $78,690+242.6% | $161,489+66.9% | $87,485+208.1% |
| Participation rate | 78.1% | 67.5%+10.7pp | 78.7%-0.6pp | 68.9%+9.2pp |
| Annual return | 12.33% | 32.74%-20.4pp | 89.72%-77.4pp | 26.06%-13.7pp |
| Employer contribution / active EE | $6,743 | $2,588+160.5% | $4,268+58.0% | $2,596+159.7% |
| Participant deferral / active EE | $8,449 | $3,311+155.2% | $5,630+50.1% | $4,274+97.7% |
| Admin fee / account holder | $33,339 | $6,724+395.9% | $16,006+108.3% | $7,775+328.8% |