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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,570 | $76,407+252.8% | $150,298+79.4% | $82,448+227.0% |
| Participation rate | 78.1% | 66.4%+11.7pp | 77.8%+0.4pp | 68.1%+10.1pp |
| Annual return | 12.33% | 39.99%-27.7pp | 62.79%-50.5pp | 41.64%-29.3pp |
| Employer contribution / active EE | $6,743 | $2,614+158.0% | $4,154+62.3% | $2,551+164.3% |
| Participant deferral / active EE | $8,449 | $3,214+162.9% | $5,453+55.0% | $4,139+104.1% |
| Admin fee / account holder | $33,339 | $6,352+424.9% | $14,116+136.2% | $7,234+360.8% |