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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,702 | $107,941+32.2% | $91,994+55.1% | $152,897-6.7% |
| Participation rate | 27.3% | 81.2%-53.9pp | 78.6%-51.4pp | 82.5%-55.2pp |
| Annual return | 20.83% | 89.28%-68.5pp | 69.04%-48.2pp | 345.43%-324.6pp |
| Employer contribution / active EE | $0 | $4,212-100.0% | $3,453-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,973 | $6,366-69.0% | $5,924-66.7% | $5,851-66.3% |
| Admin fee / account holder | $1,796 | $10,521-82.9% | $7,744-76.8% | $11,599-84.5% |