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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,605 | $97,020+17.1% | $83,327+36.3% | $135,380-16.1% |
| Participation rate | 27.3% | 80.4%-53.1pp | 77.8%-50.5pp | 82.6%-55.4pp |
| Annual return | -4.94% | 12.31%-17.3pp | 10.64%-15.6pp | 519.81%-524.7pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,282 | $5,964-45.0% | $5,565-41.0% | $5,609-41.5% |
| Admin fee / account holder | $72,210 | $8,426+757.0% | $7,540+857.6% | $10,828+566.9% |