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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,463 | $96,558+14.4% | $80,977+36.4% | $273,972-59.7% |
| Participation rate | 36.4% | 79.1%-42.7pp | 75.8%-39.4pp | 83.0%-46.7pp |
| Annual return | 4.39% | 15.14%-10.8pp | 17.11%-12.7pp | 41.46%-37.1pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,831 | $6,598-57.1% | $5,696-50.3% | $5,287-46.5% |
| Admin fee / account holder | $7,048 | $7,493-5.9% | $5,517+27.8% | $10,133-30.4% |