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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,066 | $73,955-31.0% | $96,520-47.1% | $75,181-32.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 11.35% | 26.72%-15.4pp | 35.72%-24.4pp | 160.69%-149.3pp |
| Employer contribution / active EE | $2,546 | $2,930-13.1% | $3,739-31.9% | $2,671-4.7% |
| Participant deferral / active EE | $1,267 | $3,659-65.4% | $4,879-74.0% | $4,126-69.3% |
| Admin fee / account holder | $6,451 | $5,217+23.7% | $6,733-4.2% | $5,650+14.2% |