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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,933 | $72,273-42.0% | $101,275-58.6% | $79,856-47.5% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 10.61% | 22.30%-11.7pp | 46.48%-35.9pp | 31.71%-21.1pp |
| Employer contribution / active EE | $3,576 | $2,691+32.9% | $3,660-2.3% | $2,471+44.7% |
| Participant deferral / active EE | $1,238 | $3,282-62.3% | $4,371-71.7% | $3,741-66.9% |
| Admin fee / account holder | $4,612 | $4,401+4.8% | $5,948-22.5% | $5,306-13.1% |