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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,787 | $63,346-65.6% | $92,240-76.4% | $70,126-68.9% |
| Participation rate | 85.1% | 68.7%+16.5pp | 76.5%+8.7pp | 69.5%+15.6pp |
| Annual return | 10.31% | 530.19%-519.9pp | 176.29%-166.0pp | 73.15%-62.8pp |
| Employer contribution / active EE | $2,350 | $2,471-4.9% | $3,680-36.1% | $2,343+0.3% |
| Participant deferral / active EE | $579 | $2,854-79.7% | $3,897-85.1% | $3,332-82.6% |
| Admin fee / account holder | $2,344 | $3,841-39.0% | $5,194-54.9% | $4,645-49.5% |