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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,348 | $81,504-34.5% | $102,437-47.9% | $80,959-34.1% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 7.43% | 25.60%-18.2pp | 24.95%-17.5pp | 35.67%-28.2pp |
| Employer contribution / active EE | $7,642 | $3,104+146.2% | $3,871+97.4% | $2,757+177.2% |
| Participant deferral / active EE | $1,614 | $3,871-58.3% | $5,060-68.1% | $4,300-62.5% |
| Admin fee / account holder | $5,040 | $6,719-25.0% | $8,388-39.9% | $6,925-27.2% |