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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,782 | $101,063-94.3% | $81,473-92.9% | $147,586-96.1% |
| Participation rate | 83.3% | 74.5%+8.9pp | 68.0%+15.4pp | 82.8%+0.5pp |
| Annual return | 23.06% | 32.41%-9.3pp | 38.78%-15.7pp | 578.59%-555.5pp |
| Employer contribution / active EE | $786 | $3,206-75.5% | $2,568-69.4% | $4,876-83.9% |
| Participant deferral / active EE | $2,087 | $4,242-50.8% | $3,537-41.0% | $5,439-61.6% |
| Admin fee / account holder | $1,603 | $5,812-72.4% | $4,561-64.9% | $10,886-85.3% |