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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,399 | $93,064-95.3% | $74,577-94.1% | $273,972-98.4% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 12.63% | 26.18%-13.6pp | 20.47%-7.8pp | 41.46%-28.8pp |
| Employer contribution / active EE | $533 | $3,160-83.1% | $2,525-78.9% | $4,869-89.1% |
| Participant deferral / active EE | $4,475 | $4,160+7.6% | $3,458+29.4% | $5,287-15.4% |
| Admin fee / account holder | $1,655 | $5,273-68.6% | $4,138-60.0% | $10,133-83.7% |