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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,806 | $109,359-12.4% | $162,171-40.9% | $72,983+31.3% |
| Participation rate | 92.5% | 84.3%+8.3pp | 87.6%+5.0pp | 69.5%+23.1pp |
| Annual return | 17.04% | 25.46%-8.4pp | 115.60%-98.6pp | 81.01%-64.0pp |
| Employer contribution / active EE | $6,907 | $3,907+76.8% | $5,613+23.1% | $2,440+183.1% |
| Participant deferral / active EE | $8,787 | $5,481+60.3% | $7,297+20.4% | $3,608+143.6% |
| Admin fee / account holder | $40,167 | $7,972+403.9% | $10,843+270.5% | $5,124+683.9% |