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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,628 | $94,529-9.4% | $140,019-38.8% | $64,173+33.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -13.70% | 7.77%-21.5pp | 651.15%-664.8pp | 7.63%-21.3pp |
| Employer contribution / active EE | $6,999 | $3,812+83.6% | $5,605+24.9% | $2,381+194.0% |
| Participant deferral / active EE | $10,962 | $5,250+108.8% | $6,927+58.3% | $3,470+215.9% |
| Admin fee / account holder | $3,151 | $6,741-53.2% | $10,705-70.6% | $4,887-35.5% |