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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,578 | $126,661-5.6% | $113,397+5.5% | $138,895-13.9% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.5%-26.5pp | 79.9%-29.9pp |
| Annual return | 17.75% | 25.05%-7.3pp | 23.20%-5.5pp | 145.39%-127.6pp |
| Employer contribution / active EE | $1,309 | $3,456-62.1% | $2,977-56.0% | $4,194-68.8% |
| Participant deferral / active EE | $3,059 | $5,693-46.3% | $5,076-39.7% | $6,396-52.2% |
| Admin fee / account holder | $918 | $14,549-93.7% | $11,957-92.3% | $12,562-92.7% |