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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,453 | $124,336-3.1% | $111,303+8.2% | $167,518-28.1% |
| Participation rate | 57.1% | 79.6%-22.5pp | 77.3%-20.2pp | 82.1%-25.0pp |
| Annual return | 15.19% | 37.45%-22.3pp | 54.66%-39.5pp | 478.71%-463.5pp |
| Employer contribution / active EE | $1,906 | $3,436-44.5% | $2,731-30.2% | $4,838-60.6% |
| Participant deferral / active EE | $2,901 | $5,181-44.0% | $4,487-35.4% | $6,342-54.3% |
| Admin fee / account holder | $7,256 | $10,623-31.7% | $7,966-8.9% | $12,312-41.1% |