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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,870 | $110,337+129.2% | $102,383+147.0% | $145,877+73.3% |
| Participation rate | 93.3% | 77.9%+15.4pp | 74.5%+18.8pp | 80.3%+13.0pp |
| Annual return | 18.43% | 24.83%-6.4pp | 24.94%-6.5pp | 551.28%-532.9pp |
| Employer contribution / active EE | $3,980 | $4,216-5.6% | $3,870+2.8% | $4,663-14.6% |
| Participant deferral / active EE | $11,908 | $5,621+111.9% | $5,060+135.3% | $6,691+78.0% |
| Admin fee / account holder | $4,934 | $9,750-49.4% | $8,391-41.2% | $13,402-63.2% |