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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,195 | $107,363+5.4% | $92,909+21.8% | $152,897-26.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 20.75% | 145.63%-124.9pp | 109.44%-88.7pp | 345.43%-324.7pp |
| Employer contribution / active EE | $3,731 | $4,222-11.6% | $3,653+2.1% | $4,764-21.7% |
| Participant deferral / active EE | $10,542 | $4,848+117.5% | $4,238+148.7% | $5,851+80.2% |
| Admin fee / account holder | $2,828 | $7,082-60.1% | $5,795-51.2% | $11,599-75.6% |