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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,875 | $115,814+26.0% | $101,275+44.0% | $158,982-8.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.14% | 56.16%-40.0pp | 46.48%-30.3pp | 302.99%-286.9pp |
| Employer contribution / active EE | $3,030 | $4,176-27.4% | $3,660-17.2% | $4,763-36.4% |
| Participant deferral / active EE | $7,695 | $4,958+55.2% | $4,371+76.1% | $5,983+28.6% |
| Admin fee / account holder | $3,355 | $7,249-53.7% | $5,948-43.6% | $11,252-70.2% |