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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,808 | $72,492+59.8% | $87,102+33.0% | $72,983+58.7% |
| Participation rate | 71.1% | 72.8%-1.7pp | 76.9%-5.8pp | 69.5%+1.6pp |
| Annual return | 23.59% | 24.46%-0.9pp | 28.19%-4.6pp | 81.01%-57.4pp |
| Employer contribution / active EE | $3,239 | $1,894+71.0% | $2,521+28.5% | $2,440+32.7% |
| Participant deferral / active EE | $5,555 | $3,270+69.9% | $4,048+37.2% | $3,608+54.0% |
| Admin fee / account holder | $7,516 | $5,055+48.7% | $7,491+0.3% | $5,124+46.7% |