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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,928 | $78,428+77.1% | $95,960+44.8% | $79,852+74.0% |
| Participation rate | 85.3% | 73.5%+11.8pp | 77.1%+8.2pp | 69.6%+15.7pp |
| Annual return | 25.93% | 19.37%+6.6pp | 91.63%-65.7pp | 31.72%-5.8pp |
| Employer contribution / active EE | $2,572 | $1,945+32.2% | $2,541+1.2% | $2,471+4.1% |
| Participant deferral / active EE | $4,905 | $3,440+42.6% | $4,167+17.7% | $3,740+31.1% |
| Admin fee / account holder | $22,054 | $5,622+292.3% | $6,797+224.5% | $5,306+315.6% |