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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,725 | $100,792-19.9% | $86,691-6.9% | $134,509-40.0% |
| Participation rate | 66.7% | 78.9%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -17.29% | 29.08%-46.4pp | 35.94%-53.2pp | 418.13%-435.4pp |
| Employer contribution / active EE | $2,592 | $3,491-25.7% | $2,837-8.6% | $4,741-45.3% |
| Participant deferral / active EE | $6,448 | $5,339+20.8% | $4,656+38.5% | $6,400+0.7% |
| Admin fee / account holder | $3,536 | $10,924-67.6% | $7,492-52.8% | $11,427-69.1% |