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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,735 | $98,240-69.7% | $82,312-63.9% | $147,586-79.9% |
| Participation rate | 70.0% | 79.7%-9.7pp | 76.9%-6.9pp | 82.8%-12.8pp |
| Annual return | 11.32% | 30.85%-19.5pp | 25.88%-14.6pp | 578.59%-567.3pp |
| Employer contribution / active EE | $0 | $3,192-100.0% | $2,428-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,220 | $4,383-26.5% | $3,706-13.1% | $5,439-40.8% |
| Admin fee / account holder | $29,401 | $8,563+243.4% | $5,608+424.3% | $10,886+170.1% |