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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,127 | $99,345+156.8% | $84,753+201.0% | $273,972-6.9% |
| Participation rate | 94.1% | 80.7%+13.4pp | 76.6%+17.5pp | 83.0%+11.1pp |
| Annual return | 10.00% | 22.93%-12.9pp | 22.78%-12.8pp | 41.46%-31.5pp |
| Employer contribution / active EE | $5,990 | $4,214+42.1% | $3,574+67.6% | $4,869+23.0% |
| Participant deferral / active EE | $8,293 | $4,270+94.2% | $3,712+123.4% | $5,287+56.8% |
| Admin fee / account holder | $634 | $6,645-90.5% | $5,333-88.1% | $10,133-93.7% |