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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,539 | $73,978+53.5% | $96,515+17.6% | $75,173+51.0% |
| Participation rate | 57.9% | 66.4%-8.5pp | 74.3%-16.5pp | 67.2%-9.3pp |
| Annual return | 20.03% | 26.72%-6.7pp | 35.73%-15.7pp | 160.72%-140.7pp |
| Employer contribution / active EE | $1,522 | $2,931-48.1% | $3,740-59.3% | $2,671-43.0% |
| Participant deferral / active EE | $4,063 | $3,660+11.0% | $4,880-16.7% | $4,126-1.5% |
| Admin fee / account holder | $2,781 | $5,219-46.7% | $6,735-58.7% | $5,651-50.8% |