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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,481 | $62,586-16.1% | $76,766-31.6% | $64,181-18.2% |
| Participation rate | 80.4% | 72.8%+7.6pp | 77.0%+3.5pp | 69.6%+10.9pp |
| Annual return | -7.99% | -1.95%-6.0pp | 2.43%-10.4pp | 7.63%-15.6pp |
| Employer contribution / active EE | $735 | $1,832-59.9% | $2,485-70.4% | $2,381-69.1% |
| Participant deferral / active EE | $2,419 | $3,145-23.1% | $3,851-37.2% | $3,470-30.3% |
| Admin fee / account holder | $1,746 | $4,667-62.6% | $6,675-73.8% | $4,887-64.3% |