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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,951 | $56,199-11.1% | $67,652-26.2% | $59,632-16.2% |
| Participation rate | 87.5% | 71.5%+16.0pp | 75.7%+11.8pp | 68.7%+18.8pp |
| Annual return | -1.94% | 18505.31%-18507.2pp | 6625.04%-6627.0pp | 2041.32%-2043.3pp |
| Employer contribution / active EE | $790 | $1,614-51.1% | $2,266-65.1% | $2,203-64.1% |
| Participant deferral / active EE | $2,905 | $2,844+2.1% | $3,560-18.4% | $3,192-9.0% |
| Admin fee / account holder | $1,790 | $3,958-54.8% | $4,821-62.9% | $4,297-58.3% |