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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,155 | $148,629-44.1% | $135,982-38.8% | $139,487-40.4% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 7.51% | 79.33%-71.8pp | 68.32%-60.8pp | 373.84%-366.3pp |
| Employer contribution / active EE | $4,789 | $5,247-8.7% | $4,859-1.4% | $4,755+0.7% |
| Participant deferral / active EE | $6,039 | $8,102-25.5% | $7,760-22.2% | $6,713-10.0% |
| Admin fee / account holder | $144,293 | $12,406+1063.0% | $10,767+1240.1% | $11,407+1164.9% |