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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,758 | $157,304+77.8% | $141,197+98.1% | $152,909+83.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.84% | 64.34%-49.5pp | 71.41%-56.6pp | 345.46%-330.6pp |
| Employer contribution / active EE | $5,175 | $5,263-1.7% | $4,736+9.3% | $4,764+8.6% |
| Participant deferral / active EE | $10,674 | $7,111+50.1% | $6,710+59.1% | $5,851+82.4% |
| Admin fee / account holder | $1,728 | $12,126-85.8% | $10,265-83.2% | $11,601-85.1% |