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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,527 | $176,105+54.8% | $159,474+70.9% | $167,536+62.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.48% | 331.91%-315.4pp | 263.68%-247.2pp | 478.82%-462.3pp |
| Employer contribution / active EE | $5,418 | $5,299+2.3% | $4,831+12.2% | $4,839+12.0% |
| Participant deferral / active EE | $8,713 | $7,751+12.4% | $7,353+18.5% | $6,342+37.4% |
| Admin fee / account holder | $14,275 | $12,559+13.7% | $10,802+32.1% | $12,315+15.9% |