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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,334 | $84,684+52.7% | $73,835+75.2% | $125,388+3.1% |
| Participation rate | 94.4% | 76.8%+17.7pp | 73.4%+21.0pp | 83.2%+11.3pp |
| Annual return | -0.73% | 3123.93%-3124.7pp | 2268.13%-2268.9pp | 282.24%-283.0pp |
| Employer contribution / active EE | $2,431 | $3,123-22.2% | $2,788-12.8% | $4,866-50.0% |
| Participant deferral / active EE | $2,963 | $3,993-25.8% | $3,583-17.3% | $5,352-44.6% |
| Admin fee / account holder | $672 | $5,691-88.2% | $4,880-86.2% | $9,541-93.0% |