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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,274 | $90,486+28.5% | $78,676+47.8% | $273,972-57.6% |
| Participation rate | 95.0% | 76.5%+18.5pp | 73.6%+21.4pp | 83.0%+12.0pp |
| Annual return | 2.71% | 75.62%-72.9pp | 62.19%-59.5pp | 41.46%-38.7pp |
| Employer contribution / active EE | $2,465 | $3,175-22.4% | $2,850-13.5% | $4,869-49.4% |
| Participant deferral / active EE | $2,844 | $3,901-27.1% | $3,517-19.1% | $5,287-46.2% |
| Admin fee / account holder | $3,875 | $5,263-26.4% | $4,510-14.1% | $10,133-61.8% |