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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,328 | $223,823-31.5% | $211,142-27.4% | $154,746-0.9% |
| Participation rate | 76.2% | 87.9%-11.7pp | 87.3%-11.1pp | 80.7%-4.5pp |
| Annual return | 12.58% | 50.39%-37.8pp | 46.84%-34.3pp | 172.34%-159.8pp |
| Employer contribution / active EE | $0 | $6,787-100.0% | $6,442-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $5,541 | $9,750-43.2% | $9,284-40.3% | $6,730-17.7% |
| Admin fee / account holder | $2,285 | $19,707-88.4% | $19,076-88.0% | $14,365-84.1% |