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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,328 | $209,336-26.8% | $197,124-22.2% | $137,256+11.7% |
| Participation rate | 76.2% | 87.3%-11.1pp | 86.7%-10.5pp | 80.0%-3.8pp |
| Annual return | 12.58% | 48.09%-35.5pp | 44.34%-31.8pp | 220.34%-207.8pp |
| Employer contribution / active EE | $0 | $6,591-100.0% | $6,227-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $5,541 | $9,614-42.4% | $9,135-39.3% | $6,407-13.5% |
| Admin fee / account holder | $2,285 | $17,308-86.8% | $16,298-86.0% | $12,270-81.4% |