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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,103 | $202,463-53.5% | $169,397-44.4% | $139,487-32.5% |
| Participation rate | 94.1% | 81.1%+13.0pp | 77.2%+16.9pp | 80.3%+13.8pp |
| Annual return | 19.11% | 532.64%-513.5pp | 406.23%-387.1pp | 373.84%-354.7pp |
| Employer contribution / active EE | $11,367 | $4,694+142.2% | $4,013+183.3% | $4,755+139.1% |
| Participant deferral / active EE | $6,634 | $6,941-4.4% | $6,223+6.6% | $6,713-1.2% |
| Admin fee / account holder | $3,094 | $10,726-71.2% | $9,017-65.7% | $11,407-72.9% |