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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,691 | $227,633-59.3% | $189,597-51.1% | $167,553-44.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 15.46% | 78.45%-63.0pp | 64.20%-48.7pp | 478.89%-463.4pp |
| Employer contribution / active EE | $9,538 | $5,317+79.4% | $4,412+116.2% | $4,840+97.1% |
| Participant deferral / active EE | $7,422 | $7,003+6.0% | $6,174+20.2% | $6,343+17.0% |
| Admin fee / account holder | $2,268 | $11,879-80.9% | $9,807-76.9% | $12,316-81.6% |