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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,575 | $190,916-65.1% | $160,037-58.4% | $134,545-50.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -18.70% | 552.79%-571.5pp | 408.95%-427.7pp | 418.37%-437.1pp |
| Employer contribution / active EE | $2,278 | $4,996-54.4% | $4,226-46.1% | $4,742-52.0% |
| Participant deferral / active EE | $6,684 | $6,925-3.5% | $6,184+8.1% | $6,401+4.4% |
| Admin fee / account holder | $691 | $10,497-93.4% | $8,716-92.1% | $11,431-94.0% |